influencing the risk perception of insurance policyholders namely, political-legal, market fluctuations, crime and unemployment … little research has investigated the perceptions and attitudes expressed by insurance policyholders. Therefore, to bridge … insurance policyholders in Gauteng. This will inevitably assist insurers to retain more clients as they will have a better …

We investigate the impact of workers' exposure to unemployment risk on CEO incentive compensation. Exploiting state …-level changes in unemployment benefits as a source of variation in workers' unemployment costs, we find that after unemployment … insurance benefits become more generous boards increase the convex payoff structure of CEO pay to encourage risk-taking. The …