that supervision should include a comprehensive view of different bank risk dimensions. …

regulation. The main concern is that the new risk-sensitive bank capital regulation (Basel II) may amplify business cycle …

Does an increase in competition increase or decrease bank stability? I exploit how the state-specific process of … loans and increases bank profitability. These findings suggest that competition increases stability as it improves bank … interstate banking deregulation lowered barriers to entry into urban banking markets and find that greater competition …

almost 4,000 bonds, we test whether credit rating based- regulation can create the bank moral hazard predicted by our model … bank's physical expected default losses, a bank can increase its shareholder value by making loans and investing in bonds … losses. If credit ratings are based on physical expected default losses, then credit rating-based regulation, such as the …