General patterns of bias in risk beliefs are well established in the literature, but much less is known about how these biases vary across the population. Using a sample of almost 500 people, the regression analysis in this paper yields results consistent with the well established pattern that...

This article examines the rationality of seatbelt usage using an original data set of 465 adult respondents. People with high stated values of statistical life, who do not smoke, and who have risk beliefs that are highly elastic with respect to actual risks are more likely to use seatbelts, as...