Despite the booming Fintech industry, Peer-to-Peer (P2P) lending platforms continue to play an insignificant role. This study explores differences in time preferences and risk-attitude between P2P lenders and the general public. The findings indicated that P2P lenders are less risk-averse and...

This study analyzes the differences between salaried employees and self-employed people, in terms of risk tolerance, time preference, and choice of financial investment channels. Both groups completed research questionnaires designed to elicit responses relevant to these questions. Analysis of...

Clinical depression has significant influence on an individual's behavior and decision making. This study examines how depression affects the economic decision making of individuals with clinical depression, looking specifically at time preference (subjective discount rate), attitude toward...