Credit risk management is becoming increasingly important element in Indian banks as its regulatory framework by BASEL II makes banks compulsory to implement credit risk management. The study attempts to identify the application and implementation of credit risk management in banks. Survey...

The impetus for this paper came after the financial crisis of 2007-2008, its global consequences and specifically how incomplete information "information asymmetry" between local banks and regulators extremely affected the banking sector. Financial institutions and regulators are-from a...