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Moral Hazard, Insurance, and Some Collusion

Brundin, Ingela; Ma, Ching-to Albert - 1998

A risk-averse consumer purchases an insurance policy; if she suffers a loss, she may receive services from a provider to recover some of the loss. Only the consumer and the provider know if the loss has actually occurred. The provider's behavior is uncertain. With some positive probability, the...

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Contending with risk selection in health insurance markets in Germany

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Marketplace plan payment options for dealing with high-cost enrollees

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Integrating risk adjustment and enrollee premiums in health plan payment

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