This paper studies the impact of bank mergers on firm-bank lending relationships using information from individual loan … contracts in Belgium. We analyse the effects of bank mergers on the probability of borrowers maintaining their lending … relationships and on their ability to continue tapping bank credit. The environment reflects a number of interesting features: high …

This paper studies the impact of bank mergers on firm-bank lending relationships using information from individual loan … contracts in Belgium. We analyse the effects of bank mergers on the probability of borrowers maintaining their lending … relationships and on their ability to continue tapping bank credit. The environment reflects a number of interesting features: high …

We empirically examine the impact of bank consolidation on bank acquisition of soft information about borrowers. Using …

This paper examines two contrasting interpretations of how bank market concentration (Market Power Hypothesis) and …

Based on a unique hand-collected database of 389 loans obtained from a French social bank dealing with small businesses …

rates in later periods for safer borrowers. The results are stronger under more intense bank competition. Our findings …

commercial bank, the authors choose Archimedean Copula to fit the default relationship between loans, combined with the loss …

German banking system is deemed ideal for SME finance. However, as banking regulation requires the use of rating systems for … SMEs than big banks. In fact, drawing on an ethnographic study at one German savings bank and one big bank, this paper … shows that the regional savings bank does not always reach credit decisions at a lower distance. However, at the moment when …