system in Germany. Therefore, the provision of occupational as well as private pensions has to be enhanced. However, there … econometrically the determinants of occupational pension provision in Germany. It shows that occupational pensions depend not only on … attributes and people's savings motives. -- Occupational Pensions ; Retirement Provision ; Demographic Change ; SMEs …

small- and medium-sized enterprises, I find that precautionary savings motives can aggravate real effects: low … amount. These results point to the amplifying effect of precautionary savings motives in the transmission of credit supply …

system in Germany. Therefore, the provision of occupational as well as private pensions has to be enhanced. However, there … econometrically the determinants of occupational pension provision in Germany. It shows that occupational pensions depend not only on …-demographic attributes and people's savings motives. …

. Decentralised banks, which are predominantly regional savings banks and cooperative banks in Germany, nearly account for most …A comparison of the German banking system with that of the United Kingdom (UK) and Spain shows Germany to be …). Federalism and strong redistribution mechanisms between the regions support decentralised banking in Germany. Furthermore, close …

, investments, and employment, and these effects are concentrated among low liquidity firms. Precautionary savings motives aggravate … requested loan amount. These results point to the amplifying effect of precautionary savings motives in the transmission of …