developing innovative means of providing SME finance. This includes the growth of fintech credit, big tech providers, and new …

“Fintech” is a rapidly expanding segment of the financial market that is receiving much attention from investors and … expanding sector, if compositional differences among the businesses that get bank loans, those that get fintech loans, and those … fintech and point to the need for clearer results on the effectiveness of online lenders to small businesses …

innovation processes in the financial sector. The aim of this study is to examine the impact of the growth of P2P lending on the … debtor is important, given the initial process of disruptive innovation of reaching areas that are not the incumbent's main … still dominated by the regions in Java, but FinTech is generally able to grow in areas with less developed local economies …

Indonesia's financial technology (fintech) markets. It also elaborates the roles that fintech companies can play in the national … economic recovery. This paper finds that Indonesia's fintech markets were relatively resilient during the COVID-19 pandemic …. The pandemic did not have significant impacts on Indonesia's fintech markets, but the PSBB harmed phone banking, mobile …

Purpose - to analyse the digitalization trends in the Central Caucasian (Georgia, Azerbaijan and Armenia) and Baltic … trend is changing and modern digital technologies from the fintech area are providing new alternatives, which already had … obtain for different periods of time. Lack of academic literature on fintech in Caucasian countries. Practical implications …

, especially for small firms. However, the new FinTech lenders were not subject to the same regulatory burden. We find that … traditional banks significantly reduced their lending to small businesses, as compared to their FinTech competitors. Our results …

With the onset of the COVID-19 crisis in March 2020, small business lending through fintech lenders collapsed. We … small business fintech credit platform. We document that while the number of loan applications increased sharply early in … fintech lenders becoming financially constrained and losing their ability to fund new loans …

Fintech lending to small businesses is growing rapidly in the United States, but the industry remains largely … unregulated. In this study, I examine borrower outcomes when a borrower states that they are using credit from a fintech for small …. I find that small business loans are charged a higher rate of interest than consumer loans from the same fintech lender …

how the take-up of FinTech credit varies with the entrepreneur’s bank distance. Proximity to the branches of the five … largest stateowned banks correlates positively with the take-up of FinTech credit and suggests more severe credit frictions … access to FinTech credit is largest for younger e-commerce firms and in the month of first-time credit approval …

FinTech, the merging of finance and modern Internet-based technology, has rapidly presented itself as a disruptor to … determinants of the use of FinTech finance by businesses, with a particular focus on the ownership, governance, and business … financially constrained firms are respectively much less and much more likely to seek FinTech finance. In the Chinese context, we …