to competitors in a bank's lending decision? ii) does lending close to competitors substitute for existing credit or …

We study the sensitivity of banks' credit supply to small and medium size enterprises (SMEs) in the UK to banks … branches in the UK, we connect firms' access to bank credit to the financial condition (i.e., bank health and the use of core … conditions did not influence credit availability irrespective of the functional distance (i.e., the distance between bank branch …

We study the sensitivity of banks' credit supply to small and medium size enterprises (SMEs) in the UK to banks … branches in the UK, we connect firms' access to bank credit to the financial condition (i.e., bank health and the use of core … conditions did not influence credit availability irrespective of the functional distance (i.e., the distance between bank branch …

We study the sensitivity of banks' credit supply to small and medium size enterprises (SMEs) in the UK to banks … branches in the UK, we connect firms' access to bank credit to the financial condition (i.e., bank health and the use of core … conditions did not influence credit availability irrespective of the functional distance (i.e., the distance between bank branch …

in France whose rates are set by the government. Using administrative credit-registry and regulatory bank data, we find … that a one-percentage-point increase in funding costs reduces credit by 17%. To insulate their profits, banks reach for …

This paper analyses the role of lending technologies and banking relationships on firms' credit access in Italy. Using … EFIGE firm-level data, we show that the depth and strength of firm-bank relationships have heterogeneous effects on credit … constraints for small firms, while borrowing from a large number of lenders hinders access to credit for large companies. Small …

This paper uses panel data to test the extent to which trade credit has acted as a substitute for bank finance in Small … in the supply of funds to SMEs was compounded by the contraction of net trade credit within the sector. Nevertheless …, trade credit played a vital role in the adjustment of the sector by easing the burden of financial crisis for some SMEs …

margin. This study contributes valuable insights into the efficacy of public credit support programs during crises …