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Bank Ownership Structure, SME Lending and Local Credit Markets

Hasan, Iftekhar - 2017

In this paper, by employing a novel approach, we study the relationship between bank type and small-business lending in a post-transition country. Using a unique dataset on bank branches and firm-level data, we find that local cooperative banks lend more to small businesses than do large...

Persistent link: https://www.econbiz.de/10012967824

Bank Ownership Structure, SME Lending and Local Credit Markets

Hasan, Iftekhar - 2014

Persistent link: https://www.econbiz.de/10013049028

Bank Ownership Structure, SME Lending and Local Credit Markets

Hasan, Iftekhar - 2014

Persistent link: https://www.econbiz.de/10013045738

Small Business Credit Demand and Application Costs

Witzen, B. Heath - 2022

This paper studies the effect of increased application costs on small business loan demand. Using data on loan applications, I find that applicants disproportionately choose loan amounts just below thresholds where credit underwriting requires supplementary information from applicants and...

Persistent link: https://www.econbiz.de/10014239221

Asymmetric information and the securitization of SME loans

Albertazzi, Ugo; Bottero, Margherita; Gambacorta, Leonardo - 2021

Using all loans granted to firms recorded in the Italian credit register, we estimate correlations between risk-transfer and default probabilities to gauge the severity of informational asymmetries in the loan securitization market. First, the analysis confirms the presence of information...

Persistent link: https://www.econbiz.de/10012487672

Asymmetric Information and the Securitization of SME Loans

Albertazzi, Ugo - 2017

Using credit register data for loans to Italian firms we test for the presence of asymmetric information in the securitization market by looking at the correlation between the securitization (risk-transfer) and the default (accident) probability. We can disentangle the adverse selection from the...

Persistent link: https://www.econbiz.de/10012960922

The impact of sharia peer-to-peer lending financing on the business performance of Islamic Micro Enterprises : case study of PT. Ammana Fintek Syariah

Tamara, Pramesti Dyavi; Kasri, Rahmatina Awaliah - In: Research on firm financial performance and consumer behavior, (pp. 21-35). 2020

Persistent link: https://www.econbiz.de/10012501691

The impact of peer-to-peer lending on small business loans

Kim, Jin-Hyuk; Stähler, Frank - 2020

We investigate the impact of peer-to-peer lending on the small business loans originated by US depository institutions that are subject to the Community Reinvestment Act. We present a model where a borrower can choose between a traditional bank and a crowdlending platform and show that the entry...

Persistent link: https://www.econbiz.de/10012212849

Case study on crowdfunding

Robano, Virginia - 2018

The present report is a case study on crowdfunding as a finance instrument for SMEs and entrepreneurs. The report aims … improve or hamper SME access to crowdfunding opportunities; to illustrate policy experiences and programme outcomes; and to …

Persistent link: https://www.econbiz.de/10011876997

Small Business Finance in Bangladesh : Can 'Crowdfunding' Be an Alternative?

Adhikary, Bishnu - 2016

financial structure, and reviews crowdfunding — a recently developed market-based phenomenon — as an alternative. The paper … argues that crowdfunding approach can effectively solve this systematic problem by filling the gap left by the microcredit … institutions and commercial banks. Crowdfunding can also be used for financing the young startups without replacing business angels …

Persistent link: https://www.econbiz.de/10012980360