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Adequate credit availability for small businesses is an important public policy issue because small businesses are … potentially support financial institutions in the provision of credit to small businesses through the use of advances from the … attractive financial assets available with no preference for any particular asset during periods of contracting credit. …
Persistent link: https://www.econbiz.de/10011991395
bank and a crowdlending platform and show that the entry of crowdlending can induce a switching effect as well as a credit …
Persistent link: https://www.econbiz.de/10012212849
This study provides direct evidence of the value to banks arising from relationship lending by estimating the market premium placed on banking organizations' small business loan portfolios. Using data from the small business loan survey contained in the June bank Call Reports, we find that small...
Persistent link: https://www.econbiz.de/10014529121
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margin. This study contributes valuable insights into the efficacy of public credit support programs during crises …
Persistent link: https://www.econbiz.de/10014368450
This paper provides both theoretical and empirical analyses of the differences between BigTech lenders and traditional banks in response to monetary policy changes. Our model integrates Knightian uncertainty into portfolio selection and posits that BigTech lenders possess a diminishing...
Persistent link: https://www.econbiz.de/10014517651
Adequate credit availability for small businesses is an important public policy issue because small businesses are … potentially support financial institutions in the provision of credit to small businesses through the use of advances from the … attractive financial assets available with no preference for any particular asset during periods of contracting credit …
Persistent link: https://www.econbiz.de/10013004708
We estimate the impact of the Community Reinvestment Act (CRA) on small business lending in lower-income neighborhoods. Using 2004-2016 panel data on census tracts, we apply a combined regression discontinuity and fixed effect method. We find that the number of small business loans increases by...
Persistent link: https://www.econbiz.de/10012609174
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