Narrow search
Showing 1 - 10 of 51,670
Cover Image
Young enterprises and bank credit denials
Mascia, Danilo V. - 2018
By employing a sample of 20,956 observations of non-financial SMEs headquartered in the Euro area, between 2009 and 2015, we test whether young businesses are more likely to face credit rejections from lenders than their older peers. Our findings appear to confirm our suspicions that new...
Persistent link: https://www.econbiz.de/10011845249
Cover Image
Do local bank branches reduce SME credit constraints? : evidence from public-private bank interaction
Gustafsson, Anders; Manduchi, Agostino; Stephan, Andreas - 2019
enterprises (SMEs) translates into a lower volume of loans. We use a unique dataset on loans from a state owned Swedish bank … designed to support credit-constrained SMEs and interact their loan portfolio with the number of nearby commercial bank offices … larger number of local bank offices increases the local credit supply, and decreases the credit constraints of nearby SMEs. …
Persistent link: https://www.econbiz.de/10012133067
Cover Image
Financial inclusion, regulation, and education in Germany
Neuberger, Doris - 2015
Germany's bank-based financial system provides a high level of financial inclusion, measured by bank outreach and use … implementing the right to a basic bank account with an overdraft facility and protection against attachment, establishing public …
Persistent link: https://www.econbiz.de/10010532087
Cover Image
Sources of the small firm financing premium : evidence from euro area banks
Holton, Sarah; McCann, Fergal - 2017
hampered the smooth transmission of accommodative monetary policy. Using bank level data from 2007 to 2015, we directly measure … bank in the same month for loans to small and large firms (the "Small Firm Financing Premium", SFFP). We assess the role … played by both bank and macroeconomic factors in explaining the variation in the SFFP across countries and through time. We …
Persistent link: https://www.econbiz.de/10011697389
Cover Image
Cross-border banking and the international transmission of financial distress during the crisis of 2007 - 2008
Popov, Alexander; Udell, Gregory F. - 2010
We study the effect of financial distress in foreign parent banks on local SME financing in 14 central and eastern … by the following types of bank financial distress: 1) low equity ratio; 2) low Tier 1 capital ratio; and 3) losses on … crunch ; financial crisis ; bank lending channel ; business lending …
Persistent link: https://www.econbiz.de/10003973496
Cover Image
A darker side to decentralized banks : market power and credit rationing in SME lending
Canales, Rodrigo; Nanda, Ramana - In: Journal of financial economics 105 (2012) 2, pp. 353-366
Persistent link: https://www.econbiz.de/10009666823
Cover Image
The effect of credit composition on entrepreneurship
Aghdam, Ali Nassiri; Behdarvand, Shahin; Sheshdeh, … - In: Latin American journal of central banking : LAJCB 4 (2023) 4, pp. 1-21
In this study, we aim to assess the relevance of credit composition to entrepreneurship empirically in light of the Schumpeterian perspective. The results of such an analysis can imply whether central banks should continue with the so-called neutrality principle or undertake an active credit...
Persistent link: https://www.econbiz.de/10014496880
Cover Image
SMEs and access to bank credit : evidence on the regional propagation of the financial crisis in the UK
Degryse, Hans; Matthews, Kent; Zhao, Tianshu - 2015 - Second draft: June 2015
' financial condition before and during the financial crisis. Employing unique data on the geographical location of all bank … branches in the UK, we connect firms' access to bank credit to the financial condition (i.e., bank health and the use of core … deposits) of all bank branches in the vicinity of the firm over the period 2004-2011. Before the crisis, banks' local financial …
Persistent link: https://www.econbiz.de/10011288792
Cover Image
SMEs and access to bank credit : evidence on the regional propagation of the financial crisis in the UK
Degryse, Hans; Matthews, Kent; Zhao, Tianshu - 2015 - Second draft: June 2015
' financial condition before and during the financial crisis. Employing unique data on the geographical location of all bank … branches in the UK, we connect firms' access to bank credit to the financial condition (i.e., bank health and the use of core … deposits) of all bank branches in the vicinity of the firm over the period 2004-2011. Before the crisis, banks' local financial …
Persistent link: https://www.econbiz.de/10011317854
Cover Image
Credit constraints, heterogeneous firms and loan defaults
Fidrmuc, Jarko; Ciaian, Pavel; Kancs, D'Artis; … - 2011
employ a unique firm-level panel data of 700 bank loans given to small and medium sized enterprises in Slovakia between 2000 …
Persistent link: https://www.econbiz.de/10011524898