Adequate credit availability for small businesses is an important public policy issue because small businesses are essential for employment and economic growth for the economy. The Gramm-Leach-Bliley Act of 1999 includes a provision that could potentially support financial institutions in the...

Adequate credit availability for small businesses is an important public policy issue because small businesses are essential for employment and economic growth for the economy. The Gramm-Leach-Bliley Act of 1999 includes a provision that could potentially support financial institutions in the...

Cover -- Half Title -- Title Page -- Coryright Page -- Table of Contents -- List of Tables and Figures -- Acknowledgments -- List of Acronyms -- 1. Introduction -- 2. The Visible Hand of Government in U.S. Credit Markets -- 3. Discrimination, Redlining, and Financial Restructuring in Business...

This paper examines access to business finance by Canadian small and medium-sized enterprises (SMEs) and to housing finance by Canadian households (particularly non-prime borrowers) against the background of a fairly concentrated and protected banking industry. It finds access broadly adequate...