-sized enterprises (SMEs) and industry are answered. The results indicate that financial ratios of SMEs differ between industries …. Industry, measured by the weight-of-evidence (WoE), is a significant variable in default prediction of SMEs. Rating models …

In the light of the fundamental role played by small and medium enterprises (SMEs) in the economy of many countries … default prediction model for the Italian SMEs. Specifically, we develop a logit model based on financial ratios: using the … AIDA database, we focus the attention on a specific region in Italy, Emilia Romagna, where SMEs represent the firms …

availability of credit for small and medium-sized enterprises (SMEs). Consolidation has been associated with an increase in the … number of banks the average firm borrows from and this has improved credit availability. Furthermore, the paper shows, for … diversification effects and low default correlations of SMEs. It also argues that the current Basel II proposal is conservative …

The purpose of this paper is to investigate the potential impact of IFRS on SMEs' annual reporting, considering in … strategic issues for individual firms and banks, as well as for the entire economic system. In fact, the current worldwide …

This study takes stock of the challenges faced by small and medium-sized enterprises (SMEs) in the CAREC landlocked … includes identifying cultural, procedural, institutional and regulatory incentives, disincentives and barriers faced by SMEs to … access finance, and the reasons for the lack of such access. It also assesses opportunities of SMEs to link with both …

platform. Each application goes to all banks. We find that borrower and bank factors are equally strong in causing and … explaining loan acceptance. For pricing, borrower factors are instead stronger. Moreover, banks supplying less credit accept …