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Household saving and full consumption over the life cycle

Apps, Patricia; Rees, Ray - 2001

This paper extends the standard model of life cycle consumption, saving and labor supply in a number of directions. First, it argues that consumption should be defined as expenditure on household production as well as on market goods, that is, we are interested in life cycle profiles of full...

Persistent link: https://www.econbiz.de/10011401086

Family Labor Supply, Taxation and Saving in an Imperfect Capital Market

Apps, Patricia F. - 2010

This paper combines income and expenditure with time use data to provide a unique picture of the labour supplies, household production, saving and consumption decisions of two-adult households over a life cycle defined in terms of the presence and ages of children. The study also draws on data...

Persistent link: https://www.econbiz.de/10013143854

Household saving behavior and credit constraints in the Euro area

Le Blanc, Julia; Porpiglia, Alessandro; Teppa, Federica; … - 2014

We study the role of household saving behaviour, of individual motives for saving and that of perceived liquidity constraints in 15 Euro Area countries. The empirical analysis is based on the Household Finance and Consumption Survey, a new harmonized data set collecting detailed information on...

Persistent link: https://www.econbiz.de/10010388544

The Retirement-Savings Puzzle Revisited : The Role of Housing as a Bequeathable Asset

Andreu, Eduard Suari - 2016

The so-called retirement-savings puzzle is a phenomenon by which, contrary to what the basic life-cycle model predicts … that attempts to solve the retirement-savings puzzle and, in addition, we review more extensively the literature on housing … Nakajima and Telyukova (2011), who find that homeownership interacts with the factors that explain the retirement-savings …

Persistent link: https://www.econbiz.de/10012997163

Richer earnings dynamics, consumption and portfolio choice over the life cycle

Gálvez, Julio; Paz Pardo, Gonzalo - 2023

Households face earnings risk which is non-normal and varies by age and over the income distribution. We show that allowing for these rich features of earnings dynamics, in the context of a structurally estimated life-cycle portfolio choice model, helps to rationalize the limited participation...

Persistent link: https://www.econbiz.de/10014278693

Household saving and full consumption over the life cycle

Apps, Patricia (contributor); Rees, Ray (contributor) - 2001 - [Elektronische Ressource]

Persistent link: https://www.econbiz.de/10001565146

Life Cycle Time Allocation and Saving in an Imperfect Capital Market

Apps, Patricia F.; Rees, Ray - 2021

This paper combines income and expenditure with time use data to provide a unique picture of the time paths of labour supplies, saving and full consumption for two-adult households over the life cycle. These data are used to test the life cycle model presented in the paper, at the core of which...

Persistent link: https://www.econbiz.de/10013319460

Retirement sorted? : the adequacy and optimality of wealth among the near-retired

Crawford, Rowena; O'Dea, Cormac - 2014

Much of the focus of the UK pensions policy debate over the past decade has been on the adequacy (or otherwise) of private retirement saving. In this paper, we present the first assessment of the optimality of the retirement resources of English couple households born in the 1940s. Here,...

Persistent link: https://www.econbiz.de/10010402537

Intra-household allocation of non-mandatory retirement savings

Metzger, Christoph - 2016

Traditionally, households have been seen as acting as a single unit when it comes to savings. Although this might be … correct for some parts of household savings, we question the correctness of the unitary model with respect to non …-mandatory retirement savings. To answer this question we analyze the intra-household allocation of retirement savings between partners in …

Persistent link: https://www.econbiz.de/10011434405

Self-insurance and unemployment benefit in a life-cycle model of labour supply and savings

Low, Hamish - 1999

Persistent link: https://www.econbiz.de/10001414683

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