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We examined households’ dynamic patterns of net worth accumulation between 1999 and 2009 and asked whether these patterns related to the financial health of young adults growing up in those households. Two patterns of net worth emerged—the first remained high and stable and the second...
Persistent link: https://www.econbiz.de/10010987870
This is paper two of four in the small-dollar children's savings account series in this issue that examines the relationship between children's small-dollar savings accounts and college enrollment and graduation. This series of papers uses different subsamples to examine three important research...
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Since the beginnings of the eighties house prices in the Netherlands haveincreased steadily and considerably. In this paper we study the effect of this developmenton the demand for second mortgages and on the savings of Dutch households. We use the dataof the Dutch socio-economic panel for the...
Persistent link: https://www.econbiz.de/10010325002
This article examines the potential risks on consumption behavior of lumpsum payments. As a pension, lump-sum payments … could be consumed too fast and generate an increase of poverty rates. We experimentally investigate consumption behavior in … an inter-temporal decision-making setting. Subjects make consumption and saving decisions in an environment with two …
Persistent link: https://www.econbiz.de/10011650276
, pressures that have been exacerbated by rising income and wealth inequality. The progressive consumption tax is one possible …
Persistent link: https://www.econbiz.de/10014591504
We document relevant racial differences in the degree consumption insurance against shocks: Blacks appear to be less …
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