rely on two schemes operating in the U.S. during the 1920s: the Postal Savings System and the deposit insurance schemes … postal savings deposits in cities located along the borders of states that did and did not have deposit insurance. We examine … the relative growth of postal savings deposits in pairs of border cities when bank suspensions occurred within a short …

rely on two schemes operating in the U.S. during the 1920s: the Postal Savings System and the deposit insurance schemes … postal savings deposits in cities located along the borders of states that did and did not have deposit insurance. We examine … the relative growth of postal savings deposits in pairs of border cities when bank suspensions occurred within a short …

overall private lending has declined from 60% in 1970 to 35% in 2023, while the deposit share of savings has declined from 22 …

, MM applies to the regulated savings and loan industry. I find that the change in treatment of intangible capital …

and lend in an unobservable market. In this environment, I prove that the possibility of hidden savings has three main …

Statistical Office, we provide empirical evidence that savings and loan contracts (SLCs) are a macrosocial phenomenon that …

Statistical Office, we provide empirical evidence that savings and loan contracts (SLCs) are a macrosocial phenomenon that smooths …

We report evidence that the relation between the financial sector share, private savings and growth in the United …

of financial inclusion in the context of developing countries. The paper then outlines several recent studies for India …