This paper produces new evidence and stylised facts on housing, wealth accumulation and wealth distribution, relying on … questions: i) How is homeownership and housing tenure distributed across the population along various socio …-economic characteristics such as income, wealth and age? What is the weight of housing in households’ balance sheets and how does this vary …

and saving for young and old home-owners, both through a direct wealth eff ect and through housing equity serving as …

In this paper, I study the role of housing for wealth accumulation and the determination of the equilibrium real … increase in the share of housing wealth of almost 8 pp. All of these patterns are broadly in line with the empirical …

job search with liquid wealth accumulation and consumption of housing that can be rented, bought on credit, or sold. In … using NLSY data from 1978 until 2005. We find that more relaxed housing lending conditions, particularly lower downpayment …

looking at the effect of a reduction in the maximum loan-to-value (LTV) ratio on homeownership rates, house prices and housing … is initially loose, allowing households to lever up against the collateral value of their housing. A reduction in the LTV … is the fall in house prices and the greater is the rise in the share of constrained homeowners and housing wealth …

job search with liquid wealth accumulation and consumption of housing, that can be rented, bought on credit, or sold. In … using NLSY data from 1978 until 2005. We fi?nd that more relaxed housing lending conditions, particularly lower downpayment …

Elderly households hold most of their wealth in housing, maintain high levels of wealth throughout retirement, and … realistic risks, housing, and heterogeneity in bequest preferences. I exploit policy changes to the taxation of housing and …

Elderly households hold most of their wealth in housing, maintain high levels of wealth throughout retirement, and … realistic risks, housing, and heterogeneity in bequest preferences. I exploit policy changes to the taxation of housing and …