Demographic change causes an undersupply of financial old age benefits within the statutory pay-as-you-go pension system in Germany. Therefore, the provision of occupational as well as private pensions has to be enhanced. However, there seems to be an undersupply of occupational pension...

In order to secure the retirement some Poles decided to save under the third pillar. This article presents proposals for additional forms of saving for retirement in the form of Employee or Personal Equity Plans proposed in the Strategy for Responsible Development - Capital Construction...