This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas from 2004-2007. Even after controlling for credit score and other key risk factors, African-American and Hispanic home buyers are 105 and 78 percent more likely to have high cost...

Poor people, poor places -- Chicago : economic and social transformation of an urban metropolis -- The study of population -- Family matters : turning points from orientation to procreation -- Doles and safety nets : public assistance and income support -- Makin' a living : employment...