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most buyers are subsidized, although age-rating restrictions affect pre-subsidy premiums, participation is primarily driven … by subsidy generosity rather than pricing decisions. Combining pre and post-reform data on prices and enrollment we find … that age-rating restrictions altered pre-subsidy premiums: $230/year for under-50 buyers and -$900/year for over-50 buyers …
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We use administrative tax data and survey responses to quantify the effect of subsidized health insurance on rent and mortgage delinquency. We employ a regression discontinuity (RD) design, exploiting the income threshold for receiving Marketplace subsidies in states that did not expand Medicaid...
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We evaluate the effect of health insurance on the incidence of negative income shocks using the tax data and survey responses of nearly 14,000 low income households. Us-ing a regression discontinuity (RD) design and variation in the cost of nongroup pri-vate health insurance under the Affordable...
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It is an established fact that there are high levels of employment volatility in the United States. Despite the importance of employer-provided benefits in the US health insurance system, the impact of prior job instability on one's future ability to obtain insurance coverage is not well...
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claiming unemployment insurance benefits. Then, we explore the effect of potential benefit duration on the transitions to …
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