evidence of any interaction between risk, industry trade exposure, and occupation-specific human capital …In this paper, we empirically assess the causal links between trade and individual income risk and study the role that … and the linkage between trade and risk: While, on average, individuals with higher levels of industry- or occupation …

Whether or not international trade exposes workers to economic insecurity depends on the nature of the trade exposure … of the firm, or industry, in which the worker is employed. Import-competing industries experience higher levels of risk …

Transaction costs are a major reason why international trade flows are much smaller than traditional trade theory would … suggest. Trust between trading partners lowers transaction costs and may therefore enhance trade. The empirical analysis of … this paper shows that more trust leads to more trade so that part of the mystery of missing trade can be attributed to the …

that the most important determinants of the savings banks? target capital ratio are risk aversion, the desired credit …In contrast to earlier field studies, we survey German public savings banks on their management of capital. We find … growth and profitability. Savings banks prefer to manage the level of capital rather than the level of riskweighted assets in …

minimum capital requirements, proposed as part of the Basel II capital accord, would cause adopting banking organizations to … regulatory capital and subsequent merger activity, including organization and time fixed effects, while the second test employs a … " difference in difference" analysis of the change in merger activity that occurred the last time U.S. regulatory capital standards …