In contrast to earlier field studies, we survey German public savings banks on their management of capital. We find … that the most important determinants of the savings banks? target capital ratio are risk aversion, the desired credit … growth and profitability. Savings banks prefer to manage the level of capital rather than the level of riskweighted assets in …

minimum capital requirements, proposed as part of the Basel II capital accord, would cause adopting banking organizations to … regulatory capital and subsequent merger activity, including organization and time fixed effects, while the second test employs a … " difference in difference" analysis of the change in merger activity that occurred the last time U.S. regulatory capital standards …

between capital and other factors of production, the (negative of the) elasticity of capital and investment with respect to …