Purpose Determinants of credit growth in Saudi Arabia are investigated. Design/methodology/approach A panel approach is … sheet conditions (high capital ratio, and growth of NPL provisioning and deposits), and higher growth of both oil prices and … adjustment and a reduced reliance on banks to finance the budget deficit would support credit provision to the private sector …

In the presence of financial frictions, banks' capital position may constrain their ability to provide loans. The … banking sector may thus have important feedback effects on the macroeconomy. To shed new light on this issue, we combine two … approaches. First, we use microeconomic balance sheet data from Germany and estimate banks' loan supply response to capital …

This paper proposes a semi-structural approach to identifying excessive household credit developments. Using an … overlapping generations model, a normative trend level for the real household credit stock is derived that depends on four …-aged cohort, and institutional quality. Semi-structural household credit gaps are obtained as deviations of the real household …