We use data on households' deductible choices in auto and home insurance to estimate a structural model of risky choice …. Our main findings are robust to a variety of modeling assumptions. -- deductible ; loss aversion ; probability weighting …

We use data on insurance deductible choices to estimate a structural model of risky choice that incorporates 'standard … important role in explaining the aversion to risk manifested in deductible choices. This finding is robust to allowing for …

We use data on insurance deductible choices to estimate a structural model of risky choice that incorporates "standard … important role in explaining the aversion to risk manifested in deductible choices. This finding is robust to allowing for …

We use data on households' deductible choices in auto and home insurance to estimate a structural model of risky choice …

We use data on insurance deductible choices to estimate a structural model of risky choice that incorporates standard … important role in explaining the aversion to risk manifested in deductible choices. This finding is robust to allowing for …

European region reduces the regional GDP by 0.4%-0.6%; an average flood event in the U.S.A reduces the personal income by 0 ….3%-0.4%. Mandatory insurance regimes in Europe absorb the negative short-run effect of a flood, while the National Flood Insurance … Program (NFIP) in the U.S.A. mitigate the effects of a flood by about 50%. The results provide empirical foundation for the …

We estimate the distribution of risk preferences using a large data set of deductible choices in auto insurance … data on deductible and premium choices to estimate the distribution of risk aversion and how it correlates with risk. We …

Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit …-selection into different insurance contracts. We use a set of new variables in the German Socioeconomic Panel for the years 2002 … the data reveals that the effect of deductibles on the number of doctor visits is negligible. Private add-on insurance …

Deductibles in health insurance are often regarded as a means to contain health care costs when individuals exhibit …-selection into different insurance contracts. We use a set of new variables in the German Socioeconomic Panel for the years 2002 … the data reveals that the effect of deductibles on the number of doctor visits is negligible. Private add-on insurance …