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Would you go to the dentist more often if it were free? Observational data is here used to analyze the impact of full-coverage insurance on dental care utilization using different identification strategies. The challenge of assessing the bite of moral hazard without an experimental study design...
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This paper empirically assesses the selection effects and determinants of the demand for supple-mental health insurance … individual's health status, risk attitude, demand for medical services and insurance purchases in other lines of insurance as … healthier on average. In addition, insurance affinity and income are the most important drivers of the demand for both types of …
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This paper provides an empirical estimate of price' and risk' elasticities of demand for term life insurance for those …
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