This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas … lenders explains almost all of the racial and ethnic differences in high cost mortgage borrowing …

This paper examines the impact of refinance on mortgage default, based on an empirical investigation of Home Affordable …

Empirical models of mortgage default typically find that the influence of unemployment is negligible compared to other … assigns a critical role to unemployment status in the decision to stop payment on a mortgage. We help reconcile this …

This paper examines the impact of refinancing on mortgage defaults based on an empirical investigation of the Home …

This paper examines the impact of refinancing on mortgage defaults based on an empirical investigation of the Home …