Similar Search Results

What drives racial and ethnic differences in high cost mortgages? : the role of high risk lenders

Bayer, Patrick J.; Ferreira, Fernando Vendramel; Ross, … - 2016

This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas … lenders explains almost all of the racial and ethnic differences in high cost mortgage borrowing …

Persistent link: https://www.econbiz.de/10011524186

The effects of mortgage credit availability : evidence from minimum credit score lending rules

Laufer, Steven; Paciorek, Andrew - In: American economic journal 14 (2022) 1, pp. 240-276

Persistent link: https://www.econbiz.de/10012888160

Determinants of household loans

Manole, Sorin Daniel; Petrescu, Corina; Vlada, Ramona Ioana - In: Theoretical and applied economics : GAER review 23 (2016) 4, pp. 89-102

Persistent link: https://www.econbiz.de/10011597594

Essays in relationship banking : the efficiency of savings-linked relationship lending and credit information sharing

Kirsch, Steffen - 2017

Persistent link: https://www.econbiz.de/10012216120

Diversification and the banks' risk-return-characteristics : evidence from loan portfolios of German banks

Behr, Andreas; Kamp, Andreas; Memmel, Christoph; … - 2007

Banks face a tradeoff between diversifying and focusing their loan portfolio. In this paper we carry out an empirical study for the German market to shed light on the question whether or not the benefits of risk sharing outweigh those of specialization. We use data from the Bundesbank's...