Hjelkrem, Lars Ole; Lange, Petter Eilif de; Nesset, Erik - In: Journal of risk and financial management : JRFM 15 (2022) 12, pp. 1-15
lack of financial behavioral data for new bank customers. Access to such data could therefore increase banks' profitability … credit scoring models currently in use by a Norwegian bank with a deep learning model trained solely on transaction data …