Current empirical methods to identify and assess the impact of bank credit supply shocks rely strictly on multi … economy and most prone to credit supply shocks. We propose and underpin an alternative demand control (using industry …-location-size-time fixed effects) that allows identifying timevarying cross-sectional bank credit supply shocks using both single- and multi …

We exploit a nation-wide introduction of mandatory disclosure of borrowers' total credit exposures and show that … sharing such information increases credit access independent of borrowers' history. Differentiating between borrowers applying … history, we find an overall increase in credit access measured by both loan application acceptance and credit amount. While …

examination of credit files of five leading German banks, thus relying on information actually used in the process of bank credit …

Lending standards are a direct measure of credit conditions. We use the micro data merged from three separate sources … extensive data analysis disciplines how we introduce credit frictions in the banking sector into a macroeconomic model. The … model estimation reveals that an exogenous shock to credit supply drives cyclical lending standards and accounts for a …

leverage on GDP, credit and the interest rate spread. Increasing capital requirements for banks should therefore have no strong …