. Using this framework, we show conditions under which idiosyncratic shocks to bank lending can generate aggregate … sector for many countries is indeed granular, as the right tail of the bank size distribution follows a power law. We then … concentration is associated with a positive and significant relationship between bank-level credit growth and aggregate growth of …

right tail of the bank size distribution follows a power law. Also, the presence of big banks as measured by high market …

We study the effect of changes to bank-specific capital requirements on mortgage loan supply with a new loan … capital requirements leads to a 5.4% decline in individual loan size by bank. Loans issued by competing banks rise by roughly …. No evidence for credit substitution of non-bank finance companies is found. …

We study the effect of changes to bank-specific capital requirements on mortgage loan supply with a new loan-level data … points in capital requirements leads to a 5.4% decline in individual loan size by bank. Loans issued by competing banks rise … retained earnings. No evidence for credit substitution of non-bank finance companies is found …

mortgage tax from being levied on borrowers to being levied on banks; (ii) some areas, for historical reasons, were exempt from … results: First, after the policy change, the average mortgage rate increases consistently with a strong - but not complete …-full tax pass-through, the tax shift increases banks' risk-taking. More affected banks reduce costly mortgage insurance in case …

of a within-bank negative relation between valuation and size for large banks from 1987 to 2006 but not when the post …-Dodd-Frank period is included in the sample. The negative relation between bank value and bank size for large banks cannot be … Tobin's q lower by 0.2% in regressions with year and bank fixed effects. This relation between bank value and trading assets …