, replaced cash.This article examines this phenomenon and the trends in cash and electronic payment methods in Finland.It starts … payments.Finally, forecasts are presented for the future path of the cash-share.The data indicate that the use of cards … models are not suitable for explaining electronification of payment methods in Finland - at least at this stage - whereas the …

payments settled in the Danish and Finnish RTGS systems.The algorithm is found to be applicable to a real time environment and …

, replaced cash. This article examines this phenomenon and the trends in cash and electronic payment methods in Finland. It … payments. Finally, forecasts are presented for the future path of the cash-share. The data indicate that the use of cards … models are not suitable for explaining electronification of payment methods in Finland - at least at this stage - whereas the …

decreasing the average rate on new loans.Credit and interest rate risk premiums are clearly observable in banks' lending rates …