financial shocks, decreases their ability to mitigate the impact of such shocks, and ultimately results in debt collection cases … links debt collection court cases with information from credit reports to document the disparity in debt collection … judgments cannot be explained by differences in debt characteristics across black and non-black neighborhoods, nor can it be …

between household debt levels, financial stability risks, and the ongoing implications of the ‘debt overhang’ for economic … growth. However, accurately measuring the household debt burden remains problematic. Aggregate measures of household … indebtedness (e.?g. household liabilities relative to income) fail to fully capture the debt servicing burdens of households …

recent subprime mortgage crisis. Why did the financial markets fail to anticipate the recent debt crisis, despite the large … capital gain, the return on capital and the interest rate. An optimal debt ratio is derived where the drift is probabilistic …, does not depend upon the actual debt/net worth per se. Instead it increases in proportion to the difference between the …

leverage, the optimum and excessive risk and the probability of a debt crisis. The theoretically founded early warning signals … crisis ; optimal leverage and debt ratios ; Congressional Oversight Panel ; Case-Shiller index …

Using credit report records and data collected from several household surveys, we analyze changes in household debt and … appears to reflect a considerable decline in household debt, as households paid down mortgage debt in particular. At the end … of 2009, individuals expected to continue increasing their saving and paying down of debt, which is consistent with what …

This paper uses evidence from the British Household Panel Survey (BHPS) to examine how attitudes towards unsecured debt … causing debt problems are the unsecured debt-income ratio, the level of mortgage income gearing, the level of financial wealth … of households, their health, ethnicity and marital status. While the proportion of households reporting debt problems did …

In the present paper we explicitly introduce interest payments and debt into a Kaleckian distribution and growth model … the equilibrium debt-capital-ratio are also analysed. It is shown, that the effects of interest variations on the … interest rate and the debt-capital-ratio. If the conditions for short-run "normal" effects of interest rate variations are …

risk of debt-deflation and prolonged recession. Financialization operates through three different conduits: changes in the …