African American bankruptcy filers are more likely to select Chapter 13 than other debtors, who opt instead for Chapter 7, which has higher success rates and lower attorney fees. Prior scholarship blames racial discrimination by bankruptcy attorneys. We present an alternative explanation:...

This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas from 2004-2007. Even after controlling for credit score and other key risk factors, African-American and Hispanic home buyers are 105 and 78 percent more likely to have high cost...

Over the last decades, researchers have found compelling evidence of hiring discrimination toward ethnic minorities based on field experiments using fictitious job applications. Despite increasing efforts to discover why ethnic minorities experience hiring penalties, the academic world has not...

A model of racial discrimination provides testable implications for two features of statistical discriminators: differential treatment of signals by race and heterogeneous experience that shapes perception. We construct an experiment in the U.S. rental apartment market that distinguishes...

According to Becker's (1957) theory of taste-based employer discrimination, pure economic rents are necessary for discrimination to be observed in the labor market. Increased competition and reduced rents in the market for final goods should therefore lead to reduced labor market discrimination....

Racial wage inequality and discrimination have pervaded South African society for centuries. Apartheid legislation cemented these disparities by institutionalizing white job reservation and many other unfair practices. While racial wage gaps started to decline towards the end of apartheid, they...

Online correspondence audit studies have emerged as the primary method to examine racial discrimination. Although audits use distinctive names to signal race, few studies scientifically examine data regarding the perception of race from names. Different names treated as black or white may be...

Scholars argue that the traditional binary racial order model of the U.S. is outdated and acknowledge that racial systems can shift in response to demographic, political, and economic changes. In the coming years, White Millennials will exert ever-greater political and economic power in shaping...

Latin America is one of the regions with the highest income inequality and one of the most racially diverse. Historically, most Latin American countries build their national identities through a 'melting pot' ethnic figure: 'mestizos' or 'mulatos' —the mixed-race descendent from European,...

The Obama presidency intensified discussions of how electing a black leader affected white Americans' attitude toward black Americans. I test for its causal impact using black electoral victories in local elections. Using Race Implicit Attitude Test scores as a measure of racial prejudice and...