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We study the impact of late adoption of online banking and early presence on social media on the market power of small banks in Poland. We combine publicly available information with two unique, hand-collected datasets on the geo-location of all bank branches and on small banks' Internet and...
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-economic effects in terms of living standards, education, health, and gender equality, which appear to be unprecedented in depth and …
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Does education make people more or less religious? The previous literature offers mixed findings on the relationship … between education and religiosity. This may be due to endogeneity bias: education and religiosity can be caused by a third … variable such as culture or upbringing. We instrument education by exposure to the 1997 education reform in Türkiye which …
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