segregation and discrimination through credit scores? Minorities typically have lower credit scores, therefore the minority …

I consider a market with two firms, a minority group of customers, and a bigoted (racist, ethnocentric, xenophobic, or … only the minority and a high-price firm serves only the majority. There is also a partial-integration equilibrium in which … a high-price firm serves only the majority while a low-price firm serves both the minority and majority. Paradoxically …