We study recent technological innovation in credit markets and document their role in providing information to … households. We show that households value the ability to learn detailed information about their cost of credit. This function is … most valued by less creditworthy households with less experience in credit markets. To measure the demand for information …

. Lenders, however, are required to demonstrate that these factors do not result in any unfair credit decisions. In addition, we …

relationship between the operation of these platforms and credit risk, the behaviour of consumers in making loan decisions differs …

the peer effect on default choice of consumer credit. We fill this gap by using a novel data and research design …