. This is why business bankruptcy rates in Spain are among the lowest in the world, even during the current economic crisis …. To explain this fact we present the following hypothesis. Filing for bankruptcy in Spain is very costly for both small … firms and their creditors. Due to this, the capital structure of micro firms is biased towards mortgage loans, as it allows …

Grounding Spanish housing financialization and mortgage biopolitics -- The biopolitics of the 1997-2007 housing boom … -- Maintaining mortgaged lives -- Political subject formation in struggles to demortgage life -- Housing life-debt struggles in spain …"Non-Performing Loans, Non-Performing People tells the previously untold stories of those living with mortgage debt in …