This paper builds on the existing literature about the distribution of financial resources within the household between … couple members. Using data from the British Household Panel Study (BHPS) we examine the ownership of, and amounts held in … savings, investments and debts by couple members, and how these vary by individual and household characteristics. A particular …

) for individuals' wealth accumulation. Using survey data from the German SAVE initiative, we find strong gender- and … education-related differences in the distribution of the two variables and their effects on wealth: As financial literacy rises … become strongly underconfident with higher education, while men remain overconfident. Regarding wealth accumulation, we show …

We use the Italian Survey of Household Income and Wealth, a rather unique dataset with a long time dimension of panel … information on consumption, income and wealth, to structurally estimate a buffer-stock saving model. We exploit the information … contained in the joint dynamics of income, consumption and wealth to quantify the degree of insurance against income risk. The …