solution to the banking sector problems: a state-owned payment and savings system which could induce a responsible behavior to …

. Decentralised banks, which are predominantly regional savings banks and cooperative banks in Germany, nearly account for most …A comparison of the German banking system with that of the United Kingdom (UK) and Spain shows Germany to be …). Federalism and strong redistribution mechanisms between the regions support decentralised banking in Germany. Furthermore, close …

were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly discernible intention …-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on expanding access to basic …

Seeking to reach the unbanked, the United States Postal Savings System provided a federally insured savings alternative …s. However, even during the earliest period, Postal Savings was only a partial substitute for traditional banks, as … locations with banks often heavily used postal savings …

monthly deposits for them were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly … discernible intention-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on …

were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly discernible intention …-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on expanding access to basic …

in comparison with the same period of 2015. However, it is still premature to talk about the dismantling of the savings … model. Cash dynamics demonstrate increment of the households' propensity for cash savings. Slow growth of the population …