education and engagement in non-farm income generating activities significantly influenced farmers' savings frequencies. The … savings-weekly, monthly and seasonally. The results of the study showed that amount saved per period, number of years of … third stage, which is the time horizon of savings. The findings revealed that rural households are predisposed to extend …

fertilizer salience in the remunerated savings treatment may have been important to focus farmers' (limited) attention on saving …Investment in improved agricultural inputs is infrequent for smallholder farmers in Africa. One barrier may be limited … access to formal savings. This is the first study to use a randomized controlled trial to evaluate the impact of using mobile …

. Working with Kenyan farmers, we cross-randomize access to a simple savings product with a harvest-time loan. Among farmers … offered a loan, the additional offer of a savings lockbox increased farm investment by 11% and household consumption by 7 …