Self-employed tradespeople, like many business owners, face income uncertainty risk. In Australia, self-employed people are excluded from compulsory superannuation. We quantify financial decisions self-employed tradespeople make in retirement preparation, relative to employed tradespeople. We...

Tax-deferred retirement (TDR) plans, including Simplified Employee Pensions, Savings Incentive Match Plan for Employees (SIMPLEs), and solo 401(k) plans, are examples of the tax advantaged plans the federal government has developed to encourage retirement savings among the self-employed. The...