We study the displacement effect of mandatory occupational pension saving on private household wealth in the Netherlands, separately for wage-employed and self-employed. We use rich administrative data on (pension) wealth and income and apply a range of identification strategies, from IV...

Tax deferred accounts (TDAs) are an increasingly popular method of saving for retirement, and have become common across many developed countries. Nevertheless, it is unclear whether TDAs actually improve a household's lifecycle savings behavior and retirement preparedness because it is difficult...

We show heterogenous displacement effects of mandatory occupational pension savings on private household wealth for different groups. This contributes to explaining why empirical studies often come with different estimates of this effect. We study the case of the Netherlands, where wage employed...