This paper studies the evolution of household income, consumption, and savings around retirement in the context of a … workers covered by the early retirement scheme AFP and a reduction in the early retirement age for workers not covered by AFP …, and more flexibility in terms of pension claiming and retirement decisions for both groups of workers. These changes in …

model is used. For example personal income increases the probability to save for retirement but decreases the resulting … decades. Voluntary savings for retirement will therefore gain more and more relevance in order to maintain one’s standard of … living during retirement. This article examines the savings behavior for retirement on an individual level in Germany. As a …

This study explored the psychological mechanisms that underlie the retirement planning and saving tendencies of Dutch … analysis models to identify the mechanisms that underlie perceived financial preparedness for retirement. Findings revealed … psychological and retirement planning constructs, but also in the robustness of the path models. These findings suggest that policy …

retirement reduced their non-housing saving rate by 3.5 percentage points, on average. This mean effect is driven by high … interpretation is that the survey acted as a salience shock, possibly with respect to reduced housing costs in retirement. …

-mandatory retirement savings. To answer this question we analyze the intra-household allocation of retirement savings between partners in … possession of retirement saving accounts among spouses is positively correlated, hinting at a “crowding-in” of saving accounts … “crowding-in” of total retirement saving amounts between spouses, probably due to some “recognition effect”. The unitary model …