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-mandatory retirement savings. To answer this question we analyze the intra-household allocation of retirement savings between partners in … possession of retirement saving accounts among spouses is positively correlated, hinting at a “crowding-in” of saving accounts … “crowding-in” of total retirement saving amounts between spouses, probably due to some “recognition effect”. The unitary model …
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This paper analyzes private retirement savings, the amount for German individuals and how these savings are influenced … investigated how the Big-Five and the Locus of Control influence the decision to have private retirement savings, and the estimated … probability to have such savings. Extraversion also positively effects the size of retirement related savings as does having an …
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This study explored the psychological mechanisms that underlie the retirement planning and saving tendencies of Dutch … analysis models to identify the mechanisms that underlie perceived financial preparedness for retirement. Findings revealed … psychological and retirement planning constructs, but also in the robustness of the path models. These findings suggest that policy …
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