Home appraisals are produced for millions of residential mortgage transactions each year, but appraised values are … institutional framework that governs mortgage lending lead to information loss in appraisals (that is, appraisals set equal to the … incidence of mortgage default at loan-to-value boundaries (notches) above which mortgage insurance rates increase. Appraisals …

Explores what caused the housing and mortgage crisis and provides remedies to repair the damage to ensure fairness …"Explores what caused the housing and mortgage crisis and provides remedies to repair the damage to ensure fairness …