banking and financial services in a fair, translucent and impartial manner at reasonable cost to the vast sections of … disadvantaged and low income group. Now-a-days, however, financial inclusion is seen to be something more than opening bank branches … of India and the Reserve Bank of India have been making continuous efforts like the recent “Jan Dhan Yojana” announced in …

probability that the bank implements a risk management strategy associated with environmental, social and governance factors …The present paper highlights the need to adopt sustainability strategies in the Romanian banking sector, from the … and governance (ESG) factors on Romanian banks and the opportunity to implement them in their own risk management …

dimensions, it is important to discuss the integration of the sustainability concept with banking efficiency and financial …Efficiency generally translates to better financial performance and profitability and, thus, is often taken into … account when analyzing activity of the banking sector. The sustainability approach adds social and environmental effects to …

types of sustainability-related risks, the most obvious example being climate-related risks to the viability and … profitability of existing loan and investment portfolios. This Chapter assesses the relevant policy initiatives in the light of … micro-prudential regulation as a driver towards more sustainable lending – as well as potential repercussions on the …