study, we investigate the impact of cross-industry loan diversification on bank systemic risk using data from listed banks … diversification strategy aimed at reducing individual bank systemic risk is a significant topic in both theory and practice. In this … diversification on bank systemic risk operates primarily through the channel of interbank asset similarity. Additionally, we find the'diversification …

Financial regulation; regulatory margin call; financial stability; bank lending; business cycle; Basel III Accord … analyze the impact of this regulation on the trade-off between financial stability and efficient bank lending also in … margin call is hampered in the presence of asymmetric information with respect to the quality of bank assets. I argue that …