Showing 1 - 10 of 4,033
Do negative interest rates affect banks' cost efficiency? We exploit the unprecedented introduction of negative policy … rates by adjusting their cost efficiency. We find that banks most affected by negative interest rates responded by enhancing … their cost efficiency. We also show that improvements in cost efficiency are more pronounced for banks that are larger, less …
Persistent link: https://www.econbiz.de/10013367106
This study explains the differences and variances in the efficiency scores of the Vietnamese banking sector retrieved … mainly based on frontier efficiency measurements, which essentially are Data Envelopment Analysis (DEA) and Stochastic … efficiency, whilst the opposite is true for the data type, and sample size. …
Persistent link: https://www.econbiz.de/10012607555
This paper examines the impact of regulatory policies on banking market efficiency using a sample of 678 commercial … Squares method. Focus is on two alternative measures of banking market efficiency: net interest margin and overhead costs … (operating expenses to assets). Elevated levels of these two ratios should indicate a low level of banking efficiency. The …
Persistent link: https://www.econbiz.de/10013179673
evidence on the existence of different bank technologies in international banking with different response schedules to external …. Using bank level structural variables we determine four different profit and cost banking technologies in the data. Further … analysis indicates heterogeneity not only among the level of profit and cost efficiency, but also regarding the response of …
Persistent link: https://www.econbiz.de/10009775651
243 mergers, we analyze motives for and cost effects of small-scale mergers in German banking. Estimating a frontier cost … function with a timevariable stochastic efficiency term we show that positive scale and scope effects from a merger arise only … efficiency as the acquiring firms. For the post-merger phase, our empirical results provide no evidence for efficiency gains from …
Persistent link: https://www.econbiz.de/10009781750
This paper investigates the size-efficiency relation of European cooperative banks during the 2006-2015 period. We … cooperative banks from 12 European countries. This work extends the existing literature by focusing on shape of size-efficiency … European cooperative banks are significantly more cost efficient than their bigger peers and that the size-efficiency relation …
Persistent link: https://www.econbiz.de/10011901962
background of two concepts of performance evaluation – the terms efficiency and productivity, and empirically, the performance … banking sector applying different scientific methods. Nonparametric or parametric techniques, such as DEA with the Malmquist … studies of the European banking sector published after year 2000. The main results of this research will be the comparative …
Persistent link: https://www.econbiz.de/10012178843
This comparative study analyzed the impact of loan portfolio composition on the efficiency of different types of banks … in India-public sector, old private, and new private banks-in the period between 2013 and 2022. Efficiency was evaluated … sector lending, and secured lending in proportion to the overall loans-as independent factors against the efficiency score as …
Persistent link: https://www.econbiz.de/10014635950
input and output orientation, for measuring efficiency. Further, the Tobit regression model is used in the second stage to … average efficiency scores of public sector banks (PSBs) are higher than private banks. The Z-score indicates that both PSBs … levels are significantly related to all types of efficiencies for private banks. On the other hand, the efficiency of PSBs is …
Persistent link: https://www.econbiz.de/10014500497
Purpose - This paper investigates the development of efficiency and the progress of banking integration in the European … for convergent clusters in banking efficiency. Findings - Our main findings show that the bank efficiency of the US is … convergence of efficiency of Eurozone, European and US banking. Finally, in our paper special consideration was given to the …
Persistent link: https://www.econbiz.de/10012887337